JAMB 2000 · UME · Q6

A man wishes to keep some money in a savings deposit at 25%25\% compound interest so that after 3 years he can buy a car for ₦150,000. How much does he need to deposit now?

Worked solution (try it first)
  1. At 25%25\% compound interest the money is multiplied by 1.251.25 each year, so after 3 years a deposit PP becomes P×1.253P \times 1.25^3.
  2. Set this equal to the car price: 1.953125P=150 0001.953125P = 150\,000.
  3. Divide: P=150 000÷1.953125=76 800P = 150\,000 \div 1.953125 = 76\,800.
  4. He needs to deposit ₦76,800.00, option D.

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